Council Tax Calculator
Calculate your exact UK Council Tax bill for 2026. Enter your property band, local authority rate, and apply discounts like Single Person or Disability Reduction instantly.
Calculate Your Exact Bill
Select your property’s Council Tax band, enter your local Band D rate, and choose any applicable discounts to see your true annual and monthly liability.
Property & Discount Details
Enter your band, local rate, and eligibility for reductions
Bill Evaluation
Calculated annual and monthly council tax estimates
Common Council Tax Discounts
Local authorities in the UK offer several statutory discounts and exemptions to reduce your Council Tax burden.
| Discount Type | Reduction Amount | Eligibility Criteria |
|---|---|---|
| Single Person Discount | 25% off total bill | You are the only adult (18+) residing in the property as your main home. |
| Disability Reduction | 1 Band lower (or 1/6th off Band A) | Property has adaptations for a disabled person (e.g., extra bathroom, wheelchair access). |
| Student Exemption | 100% off total bill | Property is occupied solely by full-time students, or you are a student living with other students. |
| Severe Mental Impairment | 25% to 100% off | Applies if all residents are disregarded due to severe mental impairment, or a single eligible person lives with a disregarded person. |
Council Tax FAQ
Everything you need to know about calculating your bill and claiming reductions in the UK.
Council Tax is calculated based on your property’s valuation band (A to H) set by the Valuation Office Agency. Your local council sets a baseline annual charge for a Band D property. Your bill is a fixed proportion of this Band D rate, minus any applicable discounts.
If you are the only adult (aged 18 or over) living in a property as your main home, you are entitled to a 25% discount on your Council Tax bill. Certain individuals, such as full-time students or those with severe mental impairments, are ‘disregarded’ for Council Tax purposes.
If a property has been adapted for a disabled person (e.g., an extra bathroom, kitchen, or room used predominantly by them), the property is charged as if it were in the band immediately below its actual band. If the property is already in Band A, the bill is reduced by one-sixth.
Properties occupied solely by full-time students are completely exempt from Council Tax (a 100% discount). If a student lives with non-students, the student is ‘disregarded’, and the remaining adults may be eligible for a Single Person Discount.