Parking Permit Calculator

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Parking Permit Calculator

Compare a parking permit with pay-as-you-go parking and find out whether the permit will save you money, and how many days you need to park for it to pay off.

🎟️ Permit vs Pay-As-You-Go
⚖️ Break-Even Point
💷 Yearly Savings
🔒 100% Free Tool

Is a Parking Permit Worth It?

Enter the price of the permit and what you would otherwise pay to park. The calculator works out your yearly cost both ways, your cost per visit with a permit, and your break-even point.

Parking Permit Cost Calculator

See which option is cheaper for the way you park.

The Permit
Shorter permits are scaled up to a full year so you can compare like with like.
Pay-As-You-Go Parking
If the car park caps the daily charge, enter it here so long stays are not overcounted.
How Often You Park
Allow for holidays, working from home and days off when you do not park.
£0.00
Yearly saving with a permit
Permit Cost per Year: £0.00
Pay-As-You-Go per Year: £0.00
Pay-As-You-Go Cost per Visit: £0.00
Permit Cost per Visit: £0.00
Visits per Year: 0
Break-Even Point: 0 visits a year
Break-Even per Week: 0 days
*Estimate based on the figures you entered. Check what your permit covers, as many do not guarantee a space.
💡 Parking Tip: Use your real average stay, not your longest one. If you park for two hours some days and eight on others, enter the typical figure, or run the calculator twice to see the best case and the worst case.
1

Price One Visit

Multiply the hourly rate by the hours you park. If there is a daily maximum, use whichever is lower.

2

Count Your Visits

Days parked per week multiplied by weeks parked per year gives your visits. Five days over 46 weeks is 230 visits.

3

Annualise the Permit

Scale a weekly, monthly or part-year permit to a full year so both options cover the same period.

4

Find the Break-Even

Divide the yearly permit cost by the cost of one visit. Park more often than that and the permit is the cheaper option.

Permit Break-Even Guide

How many visits it takes for a £400 annual permit to pay for itself at different pay-as-you-go costs per visit, assuming you park for 46 weeks a year.

Cost per Visit Break-Even Visits per Year Break-Even Days per Week Permit Likely Worth It If You Park
S£31342.93 or more days a week
S£5801.72 or more days a week
M£8501.1About once a week or more
M£10400.9Most weeks
M£12340.7A few times a month
L£15270.6Twice a month or more
L£20200.4Once or twice a month

Figures are illustrative. Permit prices, rules and coverage vary by council, car park and provider.

Parking Permit FAQ

Answers to the most frequently asked questions about whether a parking permit is worth buying.

Work out what you would pay to park each visit, then divide the yearly cost of the permit by that figure. The result is the number of visits you need to make for the permit to pay for itself. For example, a £400 permit and £8 per visit breaks even after 50 visits.

Convert both to the same period. Multiply a monthly permit price by 12 to get its yearly cost and compare it with the annual price. Annual permits are often cheaper per month, but only if you will use them for the full year.

Yes. If the car park caps what you pay in a day, use the cap instead of the full hourly charge for long stays. Otherwise the calculator will overstate your pay-as-you-go cost and make the permit look better value than it is.

Check whether the permit guarantees a space or only the right to park, whether there are admin or replacement fees, how visitor permits are charged, and what the refund or transfer rules are if you move or sell your vehicle. These vary by council or provider, so read the terms before you buy.

Divide your break-even visits per year by the number of weeks you actually park. A £400 permit against £8 per visit breaks even at 50 visits, which is about one day a week over 46 weeks. If you park more often than that, the permit saves you money.

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