Spouse Visa Financial Requirement Calculator
Check whether you meet the minimum income threshold for a UK spouse or partner visa. Combines salary, savings, self-employment income, and non-employment income — based on current Home Office rules.
Check your financial eligibility
Enter your income details, any qualifying savings, and the number of dependant children. The calculator will tell you whether you meet the Home Office threshold and by how much.
Your income & household details
Complete all sections that apply to you for an accurate result
Enter your gross annual salary before tax. Include basic pay only — overtime/bonuses only count if guaranteed contractually.
Income from a second PAYE employer can be included if you’ve held the role for 6+ months.
Average of last 2 years’ net profit from self-employment, as evidenced by SA302 tax returns.
UK rental income, pension payments, dividends, and maintenance payments can count if regular and documentable.
Each child included in the visa application adds £3,400 to the minimum income threshold. Children already settled in the UK do not count.
Your Eligibility Result
Based on current Home Office income rules
Enter your income details, savings, and number of children, then click Check financial requirement to get your eligibility result.
What income counts towards the threshold?
The Home Office accepts a range of income sources. Each must be properly evidenced with payslips, bank statements, tax returns, or other official documents.
Salaried Employment
Gross annual salary from a UK employer. Must be in current employment at time of application with 6+ months’ payslips. Guaranteed contractual bonuses and allowances can count.
Primary sourceSelf-Employment
Net profit from self-employment, averaged over the last 2 full financial years. Evidenced by SA302 tax calculations and HMRC tax year overviews. Director’s salary plus dividends counts.
Needs SA302Rental & Property Income
UK rental income from letting property. Must be ongoing at the time of application and evidenced by tenancy agreements, bank statements, and tax returns covering 12 months.
Non-employmentPension & Investments
State or private pension payments, dividends from shares, and investment income. Must be received regularly over the last 12 months and evidenced by official statements.
Non-employmentCash Savings
Savings held above £16,000 for at least 6 months can supplement income shortfalls. Only the excess above £16,000 counts, divided by 2.5 for the annual income equivalent.
Supplement onlyOverseas Income (Extensions)
For leave to remain (extension) applications, income earned abroad by the sponsoring partner or the migrant partner’s UK income can be counted in some circumstances.
Extension onlyIncome thresholds by application type
The minimum income threshold changed significantly from April 2024. The table below shows the thresholds at each stage and how children affect the required amount.
| Scenario | From Apr 2024 | From 2025 (expected) | Notes |
|---|---|---|---|
| No children | £29,000 | £38,700 | Current |
| 1 child included | £32,400 | £42,100 | +£3,400 per child |
| 2 children included | £35,800 | £45,500 | +£3,400 per child |
| 3 children included | £39,200 | £48,900 | +£3,400 per child |
| Savings supplement (min) | £16,000 | £24,800 | Threshold below which savings don’t count |
| Pre-Apr 2024 threshold | £18,600 (no children) | Superseded | |
What affects eligibility?
Meeting the financial requirement is one of several criteria for a spouse visa. Here are the key factors that influence whether your income counts and how it’s assessed.
Evidence requirements
Every income source must be evidenced with payslips, bank statements, employer letters, tax returns, or rental agreements. Missing evidence can disqualify otherwise qualifying income.
6-month employment rule
PAYE income from a new employer only counts after 6 months in that role. Job changes close to application can affect which income sources qualify under Category A vs B.
Children in the application
Each child included in the visa adds £3,400 to the threshold. Children already settled in the UK or not included in the application do not affect the threshold.
Savings calculation method
Savings can supplement income but not replace it entirely. Only savings above the floor (£16,000 / £24,800) count, converted using the Home Office’s 2.5-year formula.
Category A vs Category B
Cat A applies when you’ve been with your current employer 6+ months. Cat B applies to those with a job change in the last 6 months — different evidence rules apply to each.
Application type matters
Entry clearance (applying from abroad) and leave to remain (extension in UK) have slightly different rules on which income sources — particularly the migrant partner’s — can count.
Based on current Home Office rules
This calculator applies the income thresholds and savings rules set out by the Home Office under Appendix FM of the Immigration Rules, updated for the April 2024 threshold increase.
We apply the correct child uplift amounts, savings conversion formula, and income combination rules — giving you the most accurate eligibility check available before consulting an immigration adviser.
- ✓April 2024 £29,000 threshold applied correctly
- ✓£3,400 per child uplift correctly calculated
- ✓Home Office savings formula (÷2.5) used
- ✓Multiple income sources correctly combined
- ✓Based on Appendix FM immigration rules
- ✓No data stored — runs entirely in your browser
Spouse visa financial requirement FAQs
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