The Complete Motability Scheme Guide

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The Complete Motability Scheme Guide

Everything you need to know about leasing a vehicle through the UK Motability Scheme. Check your eligibility, explore included benefits, and learn how to apply with confidence.

🚗 Brand New Cars
WAVs Available
🛡️ Full Insurance Included
🇬🇧 UK Wide Scheme

Understanding the Application Process

Getting a vehicle through the Motability Scheme is a straightforward process designed to be stress-free. Here is how the journey works from start to finish.

1

Check Your Eligibility

Ensure you receive a qualifying mobility allowance and have at least 12 months remaining on your award. You can be any age, including children, as long as the benefit criteria are met.

2

Choose Your Vehicle

Browse the extensive range of brand-new cars, Wheelchair Accessible Vehicles (WAVs), scooters, or powered wheelchairs. You can visit a local Motability-accredited dealer to test drive models.

3

Apply at a Dealer

Once you have chosen your vehicle, the dealer will handle the application process for you. They will verify your eligibility, discuss any required adaptations, and set up your lease agreement.

4

Enjoy Peace of Mind

Collect your new vehicle and enjoy a fully inclusive lease. Everything from insurance and maintenance to breakdown cover and tyre replacement is taken care of for the duration of your agreement.

💡 Pro Tip: You can nominate up to three drivers to drive the vehicle on your behalf. This is ideal if you do not drive yourself but want to maintain your independence for family trips or appointments.
Comprehensive Insurance: Cover for up to three named drivers, with no age or experience restrictions for the primary applicant.
Full RAC Breakdown Cover: Premium roadside assistance included from day one, ensuring you are never left stranded.
Servicing & Maintenance: All routine servicing, MOTs, and mechanical repairs are covered at approved garages.
Tyre & Windscreen Care: Full tyre replacement (including punctures) and windscreen repair or replacement at no extra cost.
Vehicle Adaptations: Hundreds of adaptations (like hand controls or swivel seats) are available, with many funded entirely by the scheme.
⚠️ Important Note: The vehicle must be used for the benefit of the disabled person. Misuse of the vehicle can result in termination of the lease agreement.

Qualifying Benefits & Allowances

To join the Motability Scheme, you must receive one of the following government mobility allowances and have at least 12 months remaining on your award.

Qualifying Allowance Awarding Body Minimum Time Remaining Can be used for
Enhanced Rate of the Mobility Component of PIP DWP 12 months Car, WAV, Scooter, Powered Wheelchair
Higher Rate Mobility Component of DLA DWP 12 months Car, WAV, Scooter, Powered Wheelchair
War Pensioners’ Mobility Supplement (WPMS) VMW 12 months Car, WAV
Armed Forces Independence Payment (AFIP) VMW 12 months Car, WAV, Scooter, Powered Wheelchair
ℹ️ Note on Allowances: Your mobility allowance is paid directly to Motability by the government to cover the cost of the lease. If your vehicle costs more than your allowance, you may need to pay an Advance Payment, but many vehicles are available with £0 Advance Payment.

Motability Scheme FAQ

Answers to the most frequently asked questions about eligibility, vehicle choices, and the application process.

The Motability Scheme is a UK charity programme that allows disabled people to lease a brand-new car, Wheelchair Accessible Vehicle (WAV), scooter, or powered wheelchair in exchange for all or part of their qualifying mobility allowance.

You are eligible if you receive one of the following: the Enhanced Rate of the Mobility Component of PIP, the Higher Rate Mobility Component of DLA, the War Pensioners’ Mobility Supplement (WPMS), or the Armed Forces Independence Payment (AFIP), and you have at least 12 months remaining on your award.

A Motability lease is fully inclusive. It covers comprehensive insurance for up to three named drivers, full RAC breakdown cover, servicing and maintenance, full tyre replacement, and windscreen repair or replacement. Most adaptations are also included at no extra cost.

Yes. If you travel as a passenger in a wheelchair, you can choose a Wheelchair Accessible Vehicle (WAV). The scheme offers a wide range of WAVs, and many adaptations required for wheelchair access are funded entirely by the scheme.

Yes. You can nominate up to three drivers to drive the vehicle on your behalf. The primary applicant does not need to be the driver, but the vehicle must be used for the benefit of the disabled person.

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