Opportunity Cost of Home Ownership Calculator
Estimate what your deposit and costs could earn if invested instead.
Compare Your Options And Get Clear Answers
Estimate what your deposit and costs could earn if invested instead.
Opportunity Cost of Home Ownership Estimator
Enter your numbers below for an instant estimate.
How It Works
Key concepts behind this calculator
Enter Values
Fill in each field with your own numbers.
Calculate
Results update as you change the inputs.
Review
Read the breakdown and the explanation.
Adjust
Change values to compare scenarios.
Opportunity Quick Guide
Typical values for reference.
| Deposit and fees (£) | Return if invested (%) | Years | Growth forgone |
|---|---|---|---|
| 50000 | 6 | 10 | £39,542.38 |
| 50000 | 4 | 10 | £24,012.21 |
| 50000 | 6 | 20 | £110,356.77 |
| 100000 | 6 | 10 | £79,084.77 |
| Rule of Thumb | Check inputs | Use as a guide | Round sensibly |
Opportunity Cost of Calculator FAQ
Answers to common questions about this calculator.
It uses the formula shown with your inputs. Real conditions vary, so treat it as a guide.
Include price growth too.
It is an estimate based on the inputs you enter. Check real quotes, labels or official guidance for important decisions.
Yes. Replace each input with your own figures and the result updates instantly.