National Minimum Wage Calculator

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National Minimum Wage Calculator

Check whether you’re being paid at least the legal minimum. Enter your age band, hours worked, and pay to see your effective hourly rate and whether it meets the National Minimum Wage or National Living Wage.

⚖️ Pay Compliance Checker
📅 April 2026 Rates
🏠 Accommodation Offset
🇬🇧 UK Employment Law

Check Your Effective Hourly Rate

Enter your age band, average hours worked, and what you’re actually paid. The calculator will show your effective hourly rate and whether it meets the legal minimum for your age.

Minimum Wage Solver

Check your pay against current UK statutory minimum rates

💡 Pro Tip: If you’re paid a salary rather than hourly, divide your gross pay by your actual hours worked (including any unpaid overtime) to find your true effective hourly rate — this is what counts for minimum wage purposes.
National Living Wage: Workers aged 21 and over must be paid at least £12.71 per hour from 1 April 2026, the top rate in the minimum wage structure.
Age Bands: Younger workers and apprentices are entitled to lower statutory minimums, rising automatically as they move into the next age band.
Accommodation Offset: Employers can only count up to £11.10 per day of accommodation charges against your pay for minimum wage purposes.
Almost Everyone Is Covered: Full-time, part-time, casual, zero-hours, and agency workers are all entitled to the minimum wage, even if their contract says otherwise.
⚠️ Unpaid Time Counts: Travel between job sites, mandatory training, and time spent on employer premises before or after a shift often counts as working time and must be paid.

Understanding Minimum Wage Pay

Checking whether you’re paid correctly involves more than just your hourly rate on paper. Here is how the calculation works.

1

Identify Your Age Band

Your statutory minimum rate depends on your age at the start of the pay reference period, or your apprenticeship status if that applies.

2

Total Your Actual Hours

Include all time counted as working time, not just your scheduled shift — this can include travel between sites and mandatory training.

3

Deduct Excess Accommodation Charges

If your employer charges more than the daily accommodation offset, the excess is subtracted from your pay before checking it against the minimum wage.

4

Compare to the Legal Minimum

Divide your effective pay by your hours worked to get your true hourly rate, then compare it against the statutory minimum for your age band.

UK Minimum Wage Rates

Current statutory minimum hourly rates in the UK, effective from 1 April 2026.

Category Hourly Rate (from Apr 2026) Previous Rate Increase
National Living Wage (21+)£12.71£12.21+4.1%
18 to 20 Year Old Rate£10.85£10.00+8.5%
16 to 17 Year Old Rate£8.00£7.55+6.0%
Apprentice Rate£8.00£7.55+6.0%
Accommodation Offset (per day)£11.10£10.66+4.1%

Minimum Wage FAQ

Answers to the most frequently asked questions about the UK National Minimum Wage and National Living Wage.

The National Living Wage (NLW) is the legal minimum hourly rate for workers aged 21 and over. The National Minimum Wage (NMW) covers younger workers, including those aged 18 to 20, under-18s, and apprentices, at lower hourly rates set by age band.

From 1 April 2026, workers aged 21 and over are entitled to at least £12.71 per hour, those aged 18 to 20 are entitled to £10.85 per hour, and under-18s and most apprentices are entitled to £8.00 per hour. Rates are reviewed and updated every April.

Employers can charge for accommodation, but only up to the daily accommodation offset, which is £11.10 per day from April 2026. Any amount charged above this offset counts as a deduction from pay for minimum wage purposes and can reduce your effective hourly rate.

If your effective hourly rate falls below the legal minimum, you can raise it with your employer first, then contact the Advisory, Conciliation and Arbitration Service (Acas) or report it confidentially to HMRC, who can investigate and recover unpaid wages on your behalf.

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