Buy To Let Yield Calculator

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Buy To Let Yield Calculator

Instantly evaluate your property’s gross and net rental yields, annual profit, and return on investment. Free, accurate tool for UK landlords and property investors.

🏠 Property Investment
Instant Analysis
📊 ROI Tracking
📱 Mobile Friendly

Calculate Your Rental Yield

Enter your property purchase price, expected rental income, and running costs to get an instant evaluation of your investment’s profitability and yield.

Property Details

Enter your property figures in GBP (£) to calculate yield

🏠 Investment Variables
The total amount paid for the property, excluding stamp duty and legal fees for this basic yield calculation.
Costs: Letting fees, maintenance, insurance, ground rent, service charges, and void periods.

Yield Evaluation

Calculated profitability and return metrics

Rental Yield Benchmarks

Standard net rental yield benchmarks across the UK to help you evaluate if a property is a strong investment.

Yield Category Net Yield Range Investment Profile Typical Location
Excellent8% and aboveHigh cash flow, strong monthly profitNorth East, North West, Scotland
Good5% – 7.9%Balanced cash flow and capital growthYorkshire, Midlands, Wales
Average3% – 4.9%Lower cash flow, relies on capital growthSouth East, South West
LowBelow 3%Poor cash flow, high risk if rates riseCentral London, Prime areas
⚠️ Important Note: Yield is only one part of the investment puzzle. A lower-yielding property in a high-growth area might still be a better long-term investment than a high-yielding property in a declining area. Always factor in mortgage interest costs for your true personal ROI.

Buy To Let FAQ

Everything you need to know about rental yields, property investment, and landlord finances.

A good net rental yield in the UK is generally considered to be between 5% and 8%. Yields above 8% are excellent, while anything below 4-5% may be considered low, though this can sometimes be offset by strong capital growth in certain areas.

Gross yield is calculated using only the annual rental income and the property purchase price, ignoring all expenses. Net yield is a much more accurate measure, as it subtracts all annual running costs (like maintenance, management fees, and insurance) from the rental income before calculating the percentage.

You should include letting agent fees, landlord insurance, maintenance and repairs, ground rent, service charges, safety certification costs (e.g., EPC, Gas Safety), and a provision for void periods (when the property is empty).

No, rental yield only measures the income generated from rent relative to the property’s value. It does not account for capital growth (the increase in the property’s market value over time), which is a separate component of your total return on investment.

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