Council House Discount Calculator
Calculate your Right to Buy discount under the latest 2026 rules. Find out how much you could save on your council house or flat based on your tenancy length and property value.
Right to Buy Discount Calculator
Estimate your savings under the 2026 rules
The current open market valuation of your council home
Total years (can be accumulated). Minimum 10 years required to qualify.
Maximum discount allowed in your area (typically £16k–£38k). Leave blank to ignore.
Discount Results
Right to Buy 2026 analysis
Enter your property value and tenancy length, then click Calculate to estimate your Right to Buy discount and final purchase price.
Right to Buy FAQ
Answers to the most common questions about the Council House Discount scheme and the latest 2026 government reforms.
Under the reformed Right to Buy rules, the discount starts at 5% of the property value after 10 years of tenancy. It then increases by 1% for each additional year you have been a tenant, up to a maximum discount of 15%.
The minimum eligibility period has been increased from 3 years to 10 years. You must have been a public sector tenant for at least a decade to qualify for the scheme.
The discount is capped at a maximum cash amount set by the government, which varies by local authority. In England, this cap typically ranges between £16,000 and £38,000 depending on where you live.
If you have previously used the Right to Buy scheme (or Preserved Right to Buy), your current discount will be reduced. The new discount is calculated by subtracting the previous discount amount or percentage from your current entitlement.
Yes, under the latest reforms, newly built social housing will be exempt from the Right to Buy scheme for the first 35 years after completion to help protect the supply of affordable homes.
You receive the lower of either the percentage discount (up to 15%) or the maximum cash cap set for your local authority. If your percentage discount exceeds the cash cap, your discount is limited to the cash cap amount.