Auto Enrolment Calculator
Work out your workplace pension contributions in seconds. Free calculator estimates qualifying earnings, employee and employer contributions under UK auto enrolment rules.
Calculate Your Auto Enrolment Contributions
Enter your annual salary and contribution rates below to see an instant estimate of your qualifying earnings and pension contributions.
Salary Details
Enter your figures to see the estimated contributions
Contribution Estimate
Calculated pension contribution breakdown
2026 Auto Enrolment Thresholds
Standard illustrative thresholds and minimum contribution rates used in this calculator. Always confirm current figures with your pension provider or GOV.UK.
| Threshold / Rate | Description | Annual Figure | Category |
|---|---|---|---|
| Lower Earnings Threshold | Where qualifying earnings begin | £6,240 | Threshold |
| Upper Earnings Threshold | Where qualifying earnings cap out | £50,270 | Threshold |
| Earnings Trigger | Minimum earnings for auto enrolment | £10,000 | Threshold |
| Minimum Employer Rate | Lowest employer must contribute | 3% | Rate |
| Minimum Employee Rate | Typical employee contribution | 5% | Rate |
| Minimum Total Rate | Combined statutory minimum | 8% | Rate |
Auto Enrolment FAQ
Everything you need to know about how workplace pension auto enrolment works.
Auto enrolment is a UK law requiring employers to automatically enrol eligible workers into a workplace pension scheme and make contributions on their behalf, unless the worker chooses to opt out.
Qualifying earnings are the band of an employee’s pay that pension contributions are calculated on. They sit between a lower and upper threshold set each tax year, so only earnings within that band count toward minimum contributions.
The statutory minimum total contribution is 8% of qualifying earnings, made up of at least 3% from the employer, with the remainder made up by the employee, which often includes tax relief added by the government.
Workers are typically eligible if they are aged between 22 and State Pension age, earn above the minimum earnings threshold, and usually work in the UK. Workers outside these criteria may still be able to opt in.