Travel Money Calculator
Convert currency for your trip and work out how much travel money you’ll actually need, based on your trip length and daily spending.
Convert Currency or Estimate Your Travel Budget
Choose a mode below: convert an amount between two currencies at an indicative rate, or estimate the total travel money you’ll need for your whole trip.
Money Estimator
Plan your currency and spending money before you fly.
How it Works
Planning your travel money
Pick a Mode
Choose “Currency Converter” to convert an amount, or “Trip Budget” to estimate total spending money for your trip.
Enter Your Details
Add the amount and currencies to convert, or your trip length and expected daily spend.
Add a Buffer
Include a contingency of 10-20% on top of your estimated budget to cover unexpected costs.
Check Live Rates
Use the result as a guide, then confirm the live exchange rate with your bank or provider before you travel.
Indicative Exchange Rates
Approximate reference rates against GBP (£1), for general guidance only. Live exchange rates change constantly, so always check current rates before exchanging money.
| Currency | Code | Approx. Rate per £1 | Common Destinations |
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Travel Money FAQ
Answers to the most frequently asked questions about converting currency and budgeting for a trip.
A common approach is to estimate your average daily spend for food, transport and activities, multiply it by the number of days you’re travelling, then add a buffer of around 10-15% for unplanned costs. The travel budget estimator does this calculation automatically.
It depends on the provider. Specialist travel cards and fee-free debit cards often give exchange rates close to the mid-market rate, while airport bureaux de change and some banks add a larger margin. Comparing the exchange rate offered, not just the headline fee, gives the clearest picture.
The mid-market rate is the midpoint between the buy and sell price of a currency on global markets, used as a reference rate. Banks and currency providers typically add a margin on top of this rate, which is why the rate you’re offered is usually slightly less favourable.
No. The rates used in this calculator are indicative reference values intended to give a rough conversion estimate, not live market data. Always check the live rate with your bank or currency provider before exchanging money or travelling.