Statutory Maternity Pay Calculator
Estimate your weekly and total Statutory Maternity Pay (SMP) based on current 2024/2025 UK rates, including the 90% and flat-rate periods.
Calculate Your Statutory Maternity Pay
Enter your average weekly earnings and confirm your eligibility to instantly see your estimated weekly and total SMP for the 39-week period.
SMP Estimator
Get a clear breakdown of your maternity pay entitlement.
How SMP is Calculated
Understanding your 39-week entitlement
Check Eligibility
You must earn at least £123/week and have 26 weeks of continuous employment by your qualifying week.
First 6 Weeks
You receive 90% of your gross average weekly earnings (AWE) before tax and NI deductions.
Remaining 33 Weeks
You receive a flat rate of £184.03 per week, or 90% of your AWE if that amount is lower.
Total Duration
SMP can be paid for up to 39 weeks. Your employer cannot stop paying it just because you return to work briefly or are made redundant.
2024/2025 SMP Rates Breakdown
A clear overview of the current statutory rates, thresholds, and payment periods for maternity leave in the UK.
| Payment Period | SMP Rate | Details |
|---|---|---|
| Weeks 1 to 6 | 90% of Average Weekly Earnings | Calculated on your gross earnings before tax and National Insurance. |
| Weeks 7 to 39 | £184.03 per week | Or 90% of your average weekly earnings, whichever is lower. |
| Lower Earnings Limit | £123 per week | Minimum average weekly earnings required to qualify for SMP. |
| Qualifying Week | 15th week before due date | You must have 26 weeks of continuous employment by the end of this week. |
| Maximum Duration | 39 Weeks | SMP stops after 39 weeks, even if you take the full 52 weeks of maternity leave. |
Maternity Pay FAQ
Answers to the most frequently asked questions about Statutory Maternity Pay, eligibility, and employee rights in the UK.
For the 2024/2025 tax year, SMP is paid for up to 39 weeks. For the first 6 weeks, you receive 90% of your average weekly earnings. For the remaining 33 weeks, you receive £184.03 per week, or 90% of your average weekly earnings if that is lower.
The qualifying week is the 15th week before the expected week of childbirth. To qualify for SMP, you must have been employed continuously by your employer for at least 26 weeks up to and including this qualifying week.
For the 2024/2025 tax year, your average weekly earnings must be at least £123 (the National Insurance Lower Earnings Limit) to qualify for Statutory Maternity Pay. If you earn less than this, you may be eligible for Maternity Allowance instead.
Yes. If you are made redundant while on maternity leave, your employer is still legally required to pay your SMP for the full 39-week period, provided you met the eligibility criteria before the redundancy. You may also have additional rights to redundancy pay and priority for suitable alternative employment.