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Loan Affordability Ratio Calculator
Debt-to-income ratio for a new loan.
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⚡ Instant Results
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Debt-to-income
Compare Your Options And Get Clear Answers
Debt-to-income ratio for a new loan.
Loan Affordability Ratio Estimator
Enter your numbers below for an instant estimate.
0
💡 Tip: DTI = total payments / income
How It Works
Key concepts behind this calculator
1
Enter Values
Fill in each field with your own numbers.
2
Calculate
Results update as you change the inputs.
3
Review
Read the breakdown and the explanation.
4
Adjust
Change values to compare scenarios.
Quick Reference Guide
Loan Quick Guide
Typical values for reference.
| Monthly income (GBP) | Current debt payments (GBP) | New loan payment (GBP) | Debt-to-income |
|---|---|---|---|
| 3800 | 600 | 350 | 25.0 % DTI |
| 6000 | 1500 | 900 | 40.0 % DTI |
| 2500 | 200 | 150 | 14.0 % DTI |
| 4200 | 800 | 600 | 33.3 % DTI |
| Rule of Thumb | Check inputs | Use as a guide | Round sensibly |
Common Questions
Loan Affordability Ratio Calculator FAQ
Answers to common questions about this calculator.
It uses the formula shown with your inputs. Real conditions vary, so treat it as a guide.
DTI = total payments / income
It is an estimate based on the inputs you enter. Check real quotes, labels or official guidance for important decisions.
Yes. Replace each input with your own figures and the result updates instantly.