Ground Rent Increase Calculator

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Ground Rent Increase Calculator

Instantly project future ground rent costs. Free, accurate UK leasehold calculator for fixed, percentage, and doubling ground rent clauses.

🏠 UK Leasehold
📈 Doubling Clauses
⚖️ Lender Thresholds
📱 Mobile Friendly

Calculate Your Future Ground Rent

Enter your current ground rent and the increase terms from your lease to see how much you will pay now, in the future, and in total over your remaining lease term.

Rent Projection

Enter your lease details to see the long-term financial impact

💷 Current Lease Details

Check your lease or latest demand notice

Typically your remaining lease term

📈 Increase Terms

How the rent increases at each review period

Common intervals: 10, 15, 20, or 25 years

Enter the percentage increase (e.g., 100 for doubling, 10 for 10%)

Projection Results

Based on your lease terms

Common Ground Rent Scenarios

Examples of how a £250 starting ground rent grows over a 99-year projection under different increase models.

Increase Method Review Frequency Final Annual Rent (Year 99) Total Paid Over 99 Years
No Increase (Peppercorn)N/A£250£24,750
Fixed £50 increaseEvery 25 years£450£32,250
10% Percentage increaseEvery 10 years£648£39,850
DoublingEvery 25 years£2,000£48,750
DoublingEvery 10 years£32,000£255,750
⚠️ Mortgage Lender Warning: Most UK mortgage lenders will refuse to lend on properties where the ground rent exceeds £250 per year (or £500 per year in London), or exceeds 0.1% of the property’s value. Doubling clauses frequently breach these thresholds, making properties unsellable without a lease variation or extension.

Leasehold Ground Rent FAQ

Everything you need to know about ground rent increases, leasehold reform, and protecting your property’s value.

A doubling ground rent clause is a provision in a leasehold agreement stating that the annual ground rent will double after a set period (e.g., every 10, 15, or 25 years). This can make properties difficult to sell or remortgage as the lease progresses.

Most UK mortgage lenders will refuse to lend on a leasehold property if the ground rent exceeds £250 per year (or £500 per year in London). Some lenders also apply a cap of 0.1% of the property’s purchase price.

Yes. Under the Leasehold Reform (Ground Rent) Act 2022, ground rents for most new residential leases are restricted to a ‘peppercorn’ (effectively zero). For existing leases, you may be able to negotiate a lease extension or variation to cap the ground rent, though this usually requires legal assistance.

Ground rent is a payment made to the freeholder simply for the right to occupy the land. Service charges are separate payments that cover the actual cost of maintaining the building, such as cleaning, repairs, building insurance, and communal area upkeep.

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