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Down Payment Calculator
Work out the deposit needed for a home purchase and the resulting mortgage.
home Free Online Tool
⚡ Instant Results
📊 Clear Comparison
🔒 100% Free Tool
Deposit needed
Compare Your Options And Get Clear Answers
Work out the deposit needed for a home purchase and the resulting mortgage.
Down Payment Estimator
Enter your numbers below for an instant estimate.
0
💡 Tip: Deposit = price x deposit %.
How It Works
Key concepts behind this calculator
1
Enter Values
Fill in each field with your own numbers.
2
Calculate
Results update as you change the inputs.
3
Review
Read the breakdown and the explanation.
4
Adjust
Change values to compare scenarios.
Quick Reference Guide
Down Quick Guide
Typical values for reference.
| Price | Deposit % | Rate % | Deposit |
|---|---|---|---|
| 300000 | 10 | 4.5 | £30,000.00 |
| 200000 | 5 | 5 | £10,000.00 |
| 450000 | 20 | 4 | £90,000.00 |
| 150000 | 15 | 4.5 | £22,500.00 |
| Rule of Thumb | Check inputs | Use as a guide | Round sensibly |
Common Questions
Down Payment Calculator FAQ
Answers to common questions about this calculator.
Lenders often ask for 5 to 20 percent.
Yes, it can lower rates and payments.
Stamp duty, fees and moving.
No.