Capital Gains Tax Property 2026

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Capital Gains Tax Property 2026

Instantly estimate your Capital Gains Tax liability on UK property sales for the 2026/27 tax year. Free, accurate tool based on current HMRC rates and allowances.

🏠 Property Sales
📊 HMRC Aligned
🧮 Instant Estimates
📱 Mobile Friendly

Calculate Your Property CGT

Enter your purchase and sale details, allowable costs, and tax band to get an instant breakdown of your estimated Capital Gains Tax liability.

Property Details

Provide your financial metrics for an accurate HMRC-aligned estimate

💷 Transaction Values
📉 Allowable Costs
Stamp Duty, legal fees, surveyor costs.
Estate agent fees, legal fees.
Significant improvements only. Routine maintenance and repairs are not allowable.
👤 Taxpayer Details
Frozen at £3,000 for 2026/27.

CGT Estimate

Calculated 2026/27 tax liability breakdown

2026/27 CGT Rates & Allowances

Current Capital Gains Tax rates and thresholds for residential property that is not your main home (e.g., second homes, buy-to-let properties).

Taxpayer Status CGT Rate (Residential) Annual Exempt Amount Reporting Deadline
Basic Rate18%£3,00060 days after completion
Higher / Additional Rate24%£3,00060 days after completion
⚠️ Important Note: This calculator provides an estimate based on standard HMRC rules for the 2026/27 tax year. It does not account for complex scenarios like Private Residence Relief (PRR) periods, lettings relief, or losses brought forward from previous years. Always consult a qualified tax advisor for your specific situation.

Property CGT Calculator FAQ

Everything you need to know about Capital Gains Tax on UK property, allowable costs, and reporting requirements.

For the 2026/27 tax year, the Capital Gains Tax rates on residential property (that is not your main home) are 18% for basic rate taxpayers and 24% for higher and additional rate taxpayers.

The Annual Exempt Amount (AEA) for Capital Gains Tax is frozen at £3,000 for the 2026/27 tax year. You only pay CGT on your total gains that exceed this threshold.

You can deduct allowable costs such as Stamp Duty Land Tax (SDLT), legal fees, estate agent fees, and the cost of significant improvements (e.g., extensions or loft conversions). Routine maintenance and repairs cannot be deducted.

Generally, no. Private Residence Relief (PRR) usually exempts your main home from Capital Gains Tax. CGT typically applies to second homes, buy-to-let properties, and inherited properties that you do not live in.

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