APR Calculator
Estimate APR on a loan including fees, from the amount, monthly payment, term and upfront fees.
Compare Your Options And Get Clear Answers
Estimate APR on a loan including fees, from the amount, monthly payment, term and upfront fees.
APR Estimator
Enter your numbers below for an instant estimate.
How It Works
Key concepts behind this calculator
Enter Values
Fill in each field with your own numbers.
Calculate
Results update as you change the inputs.
Review
Read the breakdown and the explanation.
Adjust
Change values to compare scenarios.
APR Quick Guide
Typical values for reference.
| Amount £ | Payment £ | Months | APR |
|---|---|---|---|
| 10000 | 215 | 48 | 2.33% |
| 10000 | 220 | 48 | 3.51% |
| 10000 | 230 | 48 | 5.86% |
| 10000 | 250 | 48 | 10.51% |
| Rule of Thumb | Check inputs | Use as a guide | Round sensibly |
APR Calculator FAQ
Answers to common questions about this calculator.
The yearly cost of borrowing including fees.
No, it is an estimate.
Solve for the monthly rate where payments discounted equal the amount minus fees; APR = (1 + r)^12 – 1.
It is an estimate based on the inputs you enter. Check real quotes, labels or official guidance for important decisions.