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Annuity Present Value Calculator
Present value of a stream of equal payments discounted at a chosen rate.
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Present value
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Present value of a stream of equal payments discounted at a chosen rate.
Annuity Present Value Estimator
Enter your numbers below for an instant estimate.
0
💡 Tip: PV = pmt x (1 – (1+i)^-N) / i.
How It Works
Key concepts behind this calculator
1
Enter Values
Fill in each field with your own numbers.
2
Calculate
Results update as you change the inputs.
3
Review
Read the breakdown and the explanation.
4
Adjust
Change values to compare scenarios.
Quick Reference Guide
Annuity Quick Guide
Typical values for reference.
| Payment £ | Rate % | Years | PV |
|---|---|---|---|
| 500 | 5 | 10 | £47,140.68 |
| 1000 | 5 | 10 | £94,281.35 |
| 1000 | 3 | 10 | £103,561.75 |
| 2000 | 5 | 20 | £303,050.63 |
| Rule of Thumb | Check inputs | Use as a guide | Round sensibly |
Common Questions
Annuity Present Value Calculator FAQ
Answers to common questions about this calculator.
Today value of future payments.
Money today can earn interest.
PV = pmt x (1 – (1+i)^-N) / i.
It is an estimate based on the inputs you enter. Check real quotes, labels or official guidance for important decisions.