Capital Gains Tax Rates 2026

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Capital Gains Tax Rates 2026

Instantly estimate your UK Capital Gains Tax liability. A free, reliable tool for property, shares, and crypto investors to understand their 2026 tax obligations.

🏛️ UK Tax Tool
⚡ Instant Estimate
🎓 Educational
📱 Mobile Friendly

Calculate Your CGT Liability

Enter your financial details below to get an instant, accurate estimate of your Capital Gains Tax based on current 2026 rates and the Annual Exempt Amount.

Tax Details

Accurate inputs ensure the most reliable tax estimate

🏛️ Asset & Financial Details
Income is your total taxable earnings (salary, dividends, etc.) excluding this specific capital gain.

Estimation Results

Calculated tax liability and breakdown

2026 Capital Gains Tax Rates

The rate of Capital Gains Tax you pay depends on your total taxable income and the type of asset you are selling.

Taxpayer Status Residential Property Other Assets (Shares, Crypto)
Basic Rate Taxpayer 18% 10%
Higher / Additional Rate 24% 20%
Annual Exempt Amount £3,000 (Tax-Free Allowance)
⚠️ Important Note: This calculator provides an estimate based on current UK tax bands and the £3,000 Annual Exempt Amount. It does not account for complex reliefs (like Business Asset Disposal Relief) or carried-forward losses. Always consult a qualified accountant or HMRC for definitive tax advice.

Capital Gains Tax Calculator FAQ

Everything you need to know about calculating and understanding UK Capital Gains Tax for the 2026 tax year.

For the 2025/2026 and 2026/2027 tax years, the Capital Gains Tax Annual Exempt Amount (AEA) is frozen at £3,000 for individuals. This means the first £3,000 of your total capital gains in a tax year is completely tax-free.

For basic rate taxpayers, the rate is 10% for most assets (shares, crypto) and 18% for residential property. For higher and additional rate taxpayers, the rate is 20% for most assets and 24% for residential property.

Generally, no. Private Residence Relief (PRR) usually exempts your main home from Capital Gains Tax, provided it has been your only or main residence throughout the entire period of ownership. Letting relief may also apply in certain situations.

For UK residential property, you must report and pay the tax within 60 days of the completion date. For other assets (like shares or crypto), you report the gain via a Self Assessment tax return by the 31st of January following the end of the tax year.

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