UK Maternity Pay Calculator
Estimate your Statutory Maternity Pay (SMP), Maternity Allowance, and total income during maternity leave. Updated for 2026 rates (£194.32 weekly rate).
Statutory Maternity Pay
How Maternity Pay Works in the UK
Statutory Maternity Pay (SMP): First 6 weeks at 90% of earnings, next 33 weeks at £194.32 or 90% of earnings (whichever is lower). You must have worked for the same employer for 26 weeks.
Maternity Allowance: For self-employed or those who don’t qualify for SMP — up to £194.32 per week.
Frequently Asked Questions
From April 2026, the flat rate is £194.32 per week for 33 weeks (after the first 6 weeks at 90%).
You can start up to 11 weeks before your baby is due. Many start at 37–39 weeks of pregnancy.
Yes, SMP is taxable and subject to National Insurance contributions.
Yes, if you have paid Class 2 National Insurance contributions.