UK Business Loan Calculator
Calculate monthly repayments, total interest, and full cost of your business loan. Includes representative rates for 2026.
Monthly Repayment
Total Loan Cost
Loan Comparison
Monthly Repayment
How Business Loans Work in the UK
Business loans typically range from 6% to 12%+ APR depending on your credit, business age, and security. This calculator uses the standard amortisation method for repayment loans.
Frequently Asked Questions
Between 6% – 12% for established businesses. New businesses or unsecured loans may be higher.
Most business loans in the UK offer fixed rates for the full term, giving you payment certainty.
Many lenders allow early repayment, though some charge an early repayment fee (usually 1-5%).